How to Get Your SBI Credit Card Statement​ Online and Offline

Who wants a piling credit card debt? No one. That’s why routinely checking your SBI credit card statement is an important step to avoiding it. It gives you a clear picture of your credit card spending, which can help you identify unnecessary expenses.

Moreover, it can help you detect and solve discrepancies in your credit card usage, if any. In this blog, we'll guide you through both online and offline methods to access your SBI credit card statement to check your spending and pay your bills on time.

How to download SBI credit card statement online

You can check your SBI credit card statement online easily with the following methods:

1. SBI Card Online Portal

   • Visit SBI Card’s official website and log in with your credentials
   • Once logged in, navigate to the 'My Account' section and click on 'Card Statements'
   • Choose the month for which you want to get the statement
   • Now, you are ready to download your SBI credit card statement as a PDF or print it directly from the portal

2. SBI Card Mobile App

   • Download the ‘SBI Card’ app from the Google Play Store or App Store
   • Enter your credentials to log in or sign up if not yet done
   • Go to the 'My Account' section and tap on 'Card Statements' to view, download, or print your SBI credit card statement

Also Read: How to Download SBI Bank Statement: A Complete Guide

How to get your SBI credit card statement offline

Most banks, including SBI, offer ways to get your credit card statement offline. Here’s how you can access yours:

• Via SMS: Simply SMS ESTMT[Space]XXXX to 5676791. 'XXXX' are the last 4 digits of your credit card. Once you subscribe to this feature, your statement will be sent to your mobile phone via SMS.

• Request a physical statement: Dial SBI Customer Care at 1860-180-1290 or visit your nearest SBI branch to request a physical statement. The requested statement will be mailed to your registered address.

• Visit branch: You can also visit your nearest SBI branch and request a physical copy of your credit card statement.

Key components of your SBI credit card statement

Now that you know how to access your SBI credit card statement easily, here’s a list of things that you can check after you receive it. Understanding the details in your SBI credit card statement can help you manage your spending effectively. Here's a breakdown of the key sections:

• Personal information: Look at the top of your SBI credit card statement for your name, address, email, credit card details, and account number.

• Transaction summary: Your SBI credit card statement shows the total dues, alongside your available credit limit. Don't miss the payment due date marked on your statement and note the minimum amount due, though paying the full amount is always recommended to avoid interest charges.

• Monthly spend: Find a clear list of all spending you've made with your SBI credit card. Each transaction shows the date, store or merchant name, and exact amount spent.

• Special offers and updates: Your SBI credit card statement includes information about exclusive deals, discounts, and new banking products that might benefit you.

With these methods and tips, you now know how to download your SBI credit card statement easily and manage it wisely. You’ve got the convenience of checking it online through the SBI portal or mobile app, as well as an option to get physical statements.

Remember, regularly reviewing your statement helps you avoid unexpected debt, spot unauthorised charges quickly, and make smarter spending decisions. Have you checked your statement this month?