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India has seen a remarkable shift towards digital payments over the last few years. The Unified Payments Interface (UPI) has become the go-to choice for everything from paying bills and booking tickets to shopping online. But as more people use UPI for everyday transactions, there’s a growing need for something faster and lighter for frequent, smaller payments.
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A random call claiming you have won a prize. A payment request from someone pretending to be a courier company. A QR code sent ‘just to receive money’ but actually designed to drain your account. These are not stories from the news — they are real incidents happening to people every single day. And they all fall under one growing threat in India: UPI fraud.
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India’s move towards a digital-first economy has made the Aadhaar card a necessity for every Indian. The 12-digit unique identification number serves as proof of identity and is the backbone of numerous services, including banking, income tax filing, government subsidies, and UPI transactions.
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