Checking your bank balance after receiving your salary or while planning monthly expenses helps you stay financially aware and in control. Punjab National Bank (PNB) offers multiple convenient services that allow account holders to access their balance details instantly and securely.
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Closing a bank account is something many of us need to do at some point. For instance, someone relocating to a new city or country might prefer managing their finances closer to home. Others may decide to merge multiple accounts to keep their finances simple and organised. Some accounts may remain inactive for long periods, or someone may need a different type of account, such as a salary or business account that better suits their needs.
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The Employee Provident Fund (EPF) is an important component of retirement planning, and the Universal Account Number (UAN) has simplified and made EPF account management easier and more transparent. To ensure smooth access to all online benefits—such as claim settlement, account transfer, or passbook updates—the Employees’ Provident Fund Organisation (EPFO) requires members to complete their Know Your Customer (KYC) process
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Planning your retirement is not just about setting aside money; it is about ensuring long-term stability and peace of mind. In India, the Employees’ Provident Fund (EPF) plays a crucial role in this process by safeguarding employees’ savings and providing financial security in retirement. Since the scheme involves monthly contributions and accrued interest, members require clear and transparent details of the funds.
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India has seen a remarkable shift towards digital payments over the last few years. The Unified Payments Interface (UPI) has become the go-to choice for everything from paying bills and booking tickets to shopping online. But as more people use UPI for everyday transactions, there’s a growing need for something faster and lighter for frequent, smaller payments.
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A random call claiming you have won a prize. A payment request from someone pretending to be a courier company. A QR code sent ‘just to receive money’ but actually designed to drain your account. These are not stories from the news — they are real incidents happening to people every single day. And they all fall under one growing threat in India: UPI fraud.
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India’s move towards a digital-first economy has made the Aadhaar card a necessity for every Indian. The 12-digit unique identification number serves as proof of identity and is the backbone of numerous services, including banking, income tax filing, government subsidies, and UPI transactions.
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Remember the days when transferring money meant filling out slips, waiting for your turn at the bank counter, and keeping track of timings? A few quick taps on your phone or laptop have now replaced those long queues. Digital banking has made paying your house rent, clearing credit card bills, or sending money to a friend easier than before.
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Changing homes, shifting cities for work, or moving into rented accommodation are all common in India. Every time your address changes, keeping it updated in Aadhaar becomes essential. Aadhaar is widely used as proof of residence for banking, loan offers, government subsidies, and KYC verifications. An outdated address can cause delays in applications or even result in the rejection of services.
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Driving across Indian highways is seamless when a FASTag is affixed to your vehicle’s windscreen. No stopping for change, no waiting in long queues, just a smooth passage through toll booths. However, to maintain this convenience, it is essential to ensure that your FASTag account always has a sufficient balance.
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