A personal loan is the best tool to combat any unpredictable financial emergencies. However, sometimes lenders might reject your loan application, leaving you wondering where things went wrong. Well, it could be one of many reasons: a low credit score, unpaid debts, or missing documents.
Read MoreArtificial Intelligence (AI) is transforming the banking sector by enhancing security and improving customer experience. However, it has also become an experimental tool for cybercriminals to execute sophisticated bank scams. From voice cloning to deepfakes, new types of banking scams that are harder to detect and easier to carry out have become a concern for banks and people alike.
Read MoreJust like a to-do list helps people better plan their week or day, an HDFC bank statement helps account holders keep track of their transactions and manage their finances. It’s an essential document that helps customers make informed decisions about their money and, most importantly, serves as proof of income.
Read MoreHave you ever wanted to buy a smartphone, a new LED TV, or a fancy three-door refrigerator but found the prices were too high for your budget? You're not alone. That's where a consumer durable loan can help. This type of loan allows you to purchase the items you want and pay for them over time, making it easier to manage your finances without paying for everything all at once.
Read MoreIn 2024, the Reserve Bank of India reported more than 13,000 bank fraud cases nationwide. While advancements in digital finance have revolutionised banking and transaction handling, fraudsters have constantly found ways to deceive individuals despite numerous security measures.
Read MoreFinancial fraud in India is advancing at an unsettling pace, with fraudsters attempting to deceive individuals using various methods. From individuals receiving a random text message claiming they’ve won 10 lakh rupees to vague promises made to invest on their behalf. Of late, staying vigilant has become of utmost priority.
Read MoreThe internet has proliferated with fake lending apps that might seem promising at first but only exist to dupe customers. Recognising a fake loan app isn't always easy, but staying alert can save you from a financial nightmare. Scammers make these apps look like real lending apps by using catchy names, flashy ads, celebrity faces, domain names, and even reviews to seem trustworthy.
Read MoreFinancial emergencies can appear when we least expect them. No matter how well we plan, it is easy for even the most carefully planned budgets to fall short. During these tough times, we often rely on credit solutions like a personal loan to help cover this gap and ease our financial stress.
Read MoreThe TransUnion Credit Information Bureau (India) Limited (CIBIL)is one of the four credit information companies licensed by the Reserve Bank of India. The CIBIL score is a three-digit number ranging from 300 to 900 that summarizes your credit history, rating, and report.
Read MoreRecently, a highly concerning cybercrime has emerged, and numerous individuals have already become victims of a duping activity known as a “money mule scam”. In these fraudulent schemes, criminals deceive individuals online by offering enticing rewards or pitching their said ‘script’ to them for money laundering their illegal or stolen money.
Read MoreGet credit at first sight and be closer to your goals.
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