For entrepreneurs, their business is often a dream project brought to life through hard work and dedication. And to keep this dream thriving, access to a steady flow of funds is essential. When financial demands are high, applying for a business loan can be worthwhile. Unfortunately, not every loan application is approved; some face rejection, leaving you wondering where things went wrong.
Read MoreBusinesses, regardless of their size, often need financial support. Whether the company wants to thrive or aims to expand, external capital support can be required in the ever-changing, unpredictable markets. This is where business loans come in, helping businesses meet their goals, set up required machinery, or fund operational activities.
Read MoreHefty credit card balances can be a financial strain, especially when high interest rates keep increasing your debt. In such a situation, juggling multiple dues each month can be stressful, and it might seem like you’re not progressing in reducing your balance.
Read MoreAs the saying goes, ‘With great power comes great responsibility’, which holds especially true for credit cards. While credit cards offer convenience and numerous benefits, it requires responsible spending habits and a repayment plan from your side.
Read MoreRepaying a personal loan early sounds like a dream come true for many borrowers. The idea of being debt-free sooner than expected can be incredibly appealing. But is it really a good option to repay your personal loan early?
Read MoreCases in which the borrower has felt trapped by lenders' unfair practices due to their lack of transparency and knowledge of the subject matter have always been at their peak, seeming nowhere near to reducing anytime soon. RBI reported around 13 thousand such loan cases in 2023, in which the loan sharks impersonated themselves to come from a reputable bank, making innocent borrowers fall prey to such scams.
Read MoreA credit card is an integral financial tool for many, offering a convenient way to make purchases, earn rewards, and manage expenses. With a growing number of options available, choosing the right credit card can be daunting. Each card type offers unique features that benefit different financial needs and lifestyles.
Read MoreTechnology is advancing rapidly, as are fraudsters, scammers, and cybercriminals, who always find new ways to trap customers or businesses in scams and frauds. While a credit card allows one to access instant purchasing power, scammers often build strategies with deceitful practises to catch hold of their prey.
Read MoreWhen you step into your favourite coffee shop, the smell of freshly made coffee surrounds you. You ask for a creamy latte and a pastry. You pay swiftly with your credit card, so there is no need to carry cash or check your balance beforehand. It’s a seamless experience that lets you enjoy your treat without a second thought.
Read MoreA personal loan is a great tool to help you move closer to your ambitions and financial needs. With so many digital platforms, getting a loan has become even more accessible. However, before you apply, you must consider key factors to ensure you get a personal loan that matches your needs.
Read MoreIs there a wedding in the house, or are you considering doing some home renovations? No matter the purpose, a personal loan can be a great way to fulfil your financial needs. However, there are two main classifications of loans: secured and unsecured. And to know the difference before applying for one is important.
Read MoreInterest rates influence the liquidity and financial stability of banks and other lending institutions. Central banks monitor and adjust these rates to control inflation, regulate economic growth, and stabilise national currencies. By carefully balancing interest rates, policymakers can ensure that credit remains affordable without leading to excessive borrowing or an overheated economy.
Read MoreA business loan for startups, or even MSMEs, eases several company operational needs, like working capital, venturing onto new projects, or training the workforce. An enterprise needs a good credit score or CIBIL score to apply for a business loan.
Read MoreTaking a personal loan solves many problems and fuels your aspirations. However, knowing the loan terminology before applying for one is a sign of a well-informed borrower. Also, it’s not like buying roses and lilies from the market, where you can negotiate for half the price.
Read MoreA personal loan is the most beneficial financial tool for fulfiling your dreams and ambitions or addressing unexpected expenses; you never know when you might need it. While instantly getting money might seem tempting, not knowing what you should avoid might land you in trouble.
Read MoreAn interest rate is often everyone's first consideration when looking for a personal loan. However, it is not the only factor you should pay close attention to; there are various charges, such as processing fees, GST, foreclosure charges, and more, that you must consider before applying for a personal loan.
Read MoreOnce the notification ‘your salary is credited’ pops up, you breathe a sigh of relief. You quickly draft a monthly budget and carefully track your expenses. However, sometimes life surprises you with unexpected expenses or golden opportunities that your salary alone can't cover.
Read MoreA coin always has two sides. In this digital era, digital transactions have made our lives easier and more seamless, offering a range of flexible options. However, as we have adapted to this ever-evolving technology, so too have digital fraudsters, leaving unsuspecting victims with significant financial losses.
Read MoreThere’s a high chance of announced expenses occurring at some point in our lifespan. These expenses do not necessarily relate to an emergency for which we need funds. They can be as simple as vacation, higher education, or wedding expenses. However, to be eligible for a personal loan, one must fulfil the criteria for getting a loan.
Read MoreWhen you approach various lenders for a loan, the first common check is your credit score to decide if you can repay the loan on time. As a result, you become aware and look for ways to improve credit score if it doesn't align with the loan providers' expectations.
Read MoreGet credit at first sight and be closer to your goals.
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