The internet has proliferated with fake lending apps that might seem promising at first but only exist to dupe customers. Recognising a fake loan app isn't always easy, but staying alert can save you from a financial nightmare. Scammers make these apps look like real lending apps by using catchy names, flashy ads, celebrity faces, domain names, and even reviews to seem trustworthy.
Read MoreFinancial emergencies can appear when we least expect them. No matter how well we plan, it is easy for even the most carefully planned budgets to fall short. During these tough times, we often rely on credit solutions like a personal loan to help cover this gap and ease our financial stress.
Read MoreThe TransUnion Credit Information Bureau (India) Limited (CIBIL)is one of the four credit information companies licensed by the Reserve Bank of India. The CIBIL score is a three-digit number ranging from 300 to 900 that summarizes your credit history, rating, and report.
Read MoreRecently, a highly concerning cybercrime has emerged, and numerous individuals have already become victims of a duping activity known as a “money mule scam”. In these fraudulent schemes, criminals deceive individuals online by offering enticing rewards or pitching their said ‘script’ to them for money laundering their illegal or stolen money.
Read MoreIn today's digital-first world, gadgets like a mobile phone, laptop, or even, let’s say, a camera have become essential. Reasons? Innumerable. Whether it’s work, communicating, consuming and creating content, making payments, or even investing, these devices have become indispensable in our everyday lives for carrying out daily chores.
Read MoreWhen we say ‘one card’ for every citizen, an Aadhaar card tops the list, and Aadhaar benefits extend beyond an identification card. Introduced in 2009 by the Government of India under the Unique Identification Authority of India (UIDAI), it's the backbone of India's digital infrastructure.
Read MoreA State Bank of India bank statement acts as a necessary income proof when applying for a loan, identifying discrepancies, or tracking income or expenses. These records of transactions are crucial regardless of whichever type of account one holds — helping manage finances and being updated of the current financial health.
Read MoreEquated Monthly Instalment (EMI) is the standard repayment method for a personal loan, vehicle loan, or any other type. Under this method, you pay equal monthly instalments over a specified tenure, which consist of the principal amount and interest.
Read MoreA steady cash flow is essential for a business to pay its daily expenses, which include utility bills, inventory, rent, and payroll. However, businesses, especially small businesses and startups, can sometimes face financial problems.
Read MoreThe Government of India has recently unveiled the PAN 2.0 programme, which aims to modernise and streamline the administration of PAN and TAN through digitalisation. The new PAN card, an e-governance project of the Income Tax Department, aims to redesign and improve the quality of PAN services by integrating the latest technology. This initiative makes the PAN a common business identifier.
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