How to Link Aadhaar with SBI Bank Account

You expect your bank account to receive subsidies, process investments, and support digital payments without delays. Aadhaar linking plays a key role in making that happen because it connects your verified identity to financial services across India’s digital ecosystem. Regulatory frameworks encourage this linkage to simplify KYC, reduce fraud, and ensure benefits reach the right person.

State Bank of India (SBI), as one of the country’s largest and most trusted banks, supports Aadhaar seeding to improve service efficiency and compliance. Linking your Aadhaar with your SBI account helps you access government schemes smoothly while keeping your banking profile accurate, secure, and future-ready for evolving fintech services. Let’s understand how to link Aadhaar with SBI Bank account in a simple manner.

How to link Aadhaar to SBI Bank account online

1. Official SBI website

   • Go to the official SBI Internet Banking portal
   • Log in with your User ID and password
   • From the dashboard, select the ‘e-Services’ option
   • Click on ‘Update Aadhaar with Bank Accounts (CIF)’
   • Enter your Net Banking profile password
   • Select the ‘Submit’ button
   • Choose your CIF number from the drop-down list
   • Enter your Aadhaar number and re-enter it for confirmation
   • Click on ‘Submit’ to complete the process
   • You will receive confirmation once the Aadhaar is linked successfully

2. SBI Yono or SBI Yono Lite

   • Install the SBI YONO or SBI YONO Lite app
   • Once registered, log in using your banking credentials
   • Tap on the ‘Menu’ option
   • Under ‘Quick Links’, select ‘Service Requests’
   • Go to the ‘Manage Profile’ section
   • Choose the ‘Aadhaar Linking’ option
   • Enter your 12-digit Aadhaar number, review the details, and submit the request
   • Once the request is approved, you will get the status via SMS

How to link Aadhaar to SBI Bank account offline

1. ATM

   • Visit the nearest SBI ATM
   • Insert your ATM-cum-debit card and enter your PIN
   • Select the ‘Service Registration’ option from the menu
   • Choose ‘Aadhaar Registration’ or ‘Inquiry’ as required
   • Select your account type (Savings/Current)
   • Enter your Aadhaar number, then re-enter it for confirmation
   • You will receive an SMS on your registered mobile number with the status of your Aadhaar link with SBI Bank

2. SMS

   • Type a text in the format: UID <space> Aadhaar Number <space> SBI Account Number
   • Send the above SMS to 567676 via your registered mobile number
   • You will get a confirmation message after your Aadhaar is successfully linked

3. Branch visit

   • Visit your nearest SBI branch
   • Carry a copy of your Aadhaar card or e-Aadhaar
   • Fill out the Aadhaar seeding form or a letter of request
   • Submit the completed form along with a photocopy of your Aadhaar
   • The branch will verify and process your Aadhaar linking request
   • Once processed, a text alert confirming the status will be sent to your registered mobile

Once SBI Bank account holders complete the said linkage, it strengthens the connection between identity verification and essential financial and banking needs. You reduce the risk of transaction interruptions, speed up verification processes, and ensure benefit transfers reach you without friction.

SBI offers both online channels, such as Internet banking and mobile apps, and offline options, such as ATMs, SMS, and branch visits, making the process convenient and straightforward. As a result, how to link Aadhaar with SBI Bank account is no longer a difficult question to find an answer to.

Frequently asked questions

1. What is SBI Aadhaar seeding?

   SBI Aadhaar seeding is the process of linking your 12-digit Aadhaar number to your SBI bank account for easy identity verification and access to banking services.

2. How to link Aadhaar to SBI Bank account online?

   You can link Aadhaar online through the SBI official website or mobile apps like SBI YONO and YONO Lite.

3. What are the fees for linking an Aadhaar card with an SBI bank account?

   SBI does not charge any fees for linking an Aadhaar card with your bank account.

4. How can I check if my Aadhaar has been successfully linked to my SBI account?

   You will receive a confirmation text on your registered mobile number. You can also check the status in the SBI YONO app.

5. What documents do I need to bring to an SBI branch for Aadhaar linking?

   Carry your original Aadhaar card, a photocopy of it, and your SBI passbook for verification at the branch.

6. How to link Aadhaar to SBI Bank account through SMS?

   To link SBI with Aadhaar online through SMS, type UID <space> Aadhaar Number<space>Account Number and send it to 567676 from your registered mobile.