How to Check Your HDFC Personal Loan Status

Life is full of surprises, and sometimes those surprises come with a price tag. Maybe your child’s school admission fees need to be paid urgently, or your car broke down and requires immediate repairs. Perhaps you have been offered an exciting job opportunity in another city, but need extra funds to cover relocation expenses. Here, a personal loan can be a real lifesaver without disturbing your long-term savings or investments.

HDFC Bank provides multiple channels for applicants to check their personal loan status. After applying for a personal loan, you often wonder if your application is being processed, if all necessary documents are in place, or when the money will finally be credited to your account. In this blog, we will cover various methods to check your HDFC personal loan status for regular updates.

Online methods to check HDFC personal loan application status

1. Official website

   • Visit the HDFC Bank official website
   • Go to the ‘Borrow’ section and select ‘Personal Loan’ under the ‘Popular Loans’ category
   • Scroll down and on the right-hand side, go to the ‘Manage Your Loan’ section
   • Click on ‘Track Your Application’
   • The HDFC personal loan tracker page will appear
   • Enter Applicant Name or Reference/Proposal Number and Date of Birth or Mobile Number and Captcha Code
   • Click on ‘ Submit’ for a personal loan status check

2. Mobile app

   • Download the HDFC Loan Assist app from the Play Store or App Store
   • Log in to the app using your registered mobile number
   • Choose the ‘Personal Loan’ option and enter the necessary details to track your loan application status easily

3. HDFC ‘Ask EVA’

   • Visit the official website of HDFC Bank
   • On the right-hand side of the screen, you will see the ‘Ask EVA’ logo
   • Click on the logo and type your query, such as “personal loan status check”
   • The chatbot will share the link to the HDFC Bank Loan Status Tracker page

Also Read: HDFC Balance Check Number: WhatsApp, SMS, Missed Call & More

Offline methods for an HDFC personal loan status check

1. Branch

   • Visit the nearest HDFC Bank branch
   • Keep your loan reference number and registered mobile number handy
   • Speak to the bank representative and request them to check your personal loan status
   • Give the necessary details and complete the process

2. Customer care

   • Dial the HDFC personal loan customer care number: 1800 1600 / 1860 2600 (toll-free, available across India)
   • Follow the voice instructions and select the option related to personal loans
   • Provide your loan reference number and any other required details when prompted
   • The customer care representative will help you track HDFC personal loan status

Also Read: How to Check HDFC Credit Card Status Online & Offline

Checking your HDFC personal loan status is a straightforward process when you know the right channels to opt for. Online methods, such as the official website, the HDFC Loan Assist App, or the ‘Ask EVA’ chatbot, allow you to easily track your personal loan status from the comfort of your own home.

Offline methods are also available if you prefer direct assistance. Visiting the nearest HDFC Bank branch or contacting the bank’s personal loan customer care ensures that you receive guidance from a representative and can clarify doubts immediately. Using these options makes managing your loan simple, convenient, and stress-free.

Frequently asked questions

1. How to check HDFC personal loan status online?

   You can track your HDFC Bank personal loan status online through their official website, the Loan Assist app, or the Ask EVA chatbot.

2. How to check HDFC personal loan status offline?

   You can track your HDFC Bank personal loan status offline by visiting a branch or calling the customer care number.

3. Can I check my HDFC personal loan status without a reference number?

   HDFC Bank has an option to check your personal loan status through Applicant Name or Reference Number and Date of Birth or Mobile Number.

4. Does HDFC Bank have an option to check personal loan status without logging in?

   Yes, you can track it on the official website’s loan tracker page.

5. What should I do if my HDFC personal loan application status shows 'Accepted'?

   Once accepted, the bank will contact you for the final formalities. After completion, the loan amount will be disbursed to your account. If there’s a delay, you can contact HDFC customer care for an update.