How to Check HDFC Credit Card Statement

Oftentimes, there’s a moment once a month when you look at your credit card bill and wonder, “Did I really spend that much?” It’s common for many to miss out on their credit card spending, and therefore, keeping track of your credit card expenses is crucial to manage your finances and to avoid any hidden surprises.

An HDFC Bank credit card statement​ allows you to review payments and check for any unauthorised transactions. So in this blog, we’ll walk you through how you can download an HDFC credit card statement in multiple ways.

What does an HDFC Bank credit card statement​ include?

An HDFC Bank credit card statement includes all the transactions carried out by a cardholder. The statement is sent to the credit card user at the end of a billing cycle every month. It includes your payment details from the last billing cycle, the minimum amount due, outstanding balance, reward points, credit limit, payment due date, interest charges (if applicable), late payment fees, and details of any new purchases or cash advances.

Also Read: How to Get HDFC Bank Statement Online and Offline

How to check HDFC credit card statement online

There are 3 simple ways to view or download your HDFC Bank credit card statement:

1. HDFC Net banking

   • Visit the HDFC Bank net banking portal
   • Log in to your account using your user ID/customer ID and password
   • Navigate to the ‘Cards’ tab at the top menu
   • Under the ‘Enquire’ tab, click on ‘View statement’
   • Select your HDFC card and statement period to view
   • Click on ‘View/Download’ to get your HDFC Bank credit card statement

2. HDFC mobile banking app

   • Log in to the HDFC mobile banking app
   • Select the ‘Credit Card’ section
   • Click on ‘Download Billed Statement’
   • Select the period you wish to download
   • Tap ‘Download’ to save the statement to your smartphone

3. HDFC WhatsApp banking

   • Save HDFC Bank’s WhatsApp number 7070022222
   • Send ‘Hi’ from your registered mobile
   • Click the ‘Credit Card Statement’ option
   • Choose the period to view your statement
   • You will receive the credit card statement on your WhatsApp

How to get HDFC credit card statement offline

You can get the HDFC Bank credit card statement​ offline by following these steps:

1. Visit branch

   • Go to the nearby HDFC branch
   • Fill out the ‘HDFC Credit Card Statement Request Form’
   • Provide your customer ID and credit card number
   • Mention the period for which you wish to get the statement
   • Collect the hard copy from the bank or ask for a postal service

2. HDFC ATM

   • Visit any HDFC bank ATM
   • Insert your HDFC credit card into the ATM
   • Choose the ‘Mini Statement’ or ‘Statement’ option from the ATM menu
   • Enter your ATM pin
   • The ATM will print a receipt containing your credit card statement

Following these simple methods mentioned in this blog, you can easily download and manage your HDFC credit card statement through net banking, WhatsApp banking, the mobile app, or you can choose the option of hard copies.

Make it a habit to review your HDFC Bank credit card statement regularly. It will help you stay in control of your payments, track credit card usage, catch any suspicious activity, and manage your finances like a pro.

FAQs on HDFC credit card statement

1. Is there a fee for accessing HDFC credit card statements?

   No, accessing your HDFC bank credit card statement​ using online methods like net banking, the mobile app, and WhatsApp banking is entirely free.

2. How far back can you access your credit card statements?

   HDFC allows you to view and download your credit card statements up to the past 6 months on net banking and the mobile app. You can request older statements by visiting a branch.

3. How to download the HDFC credit card statement in PDF?

   You have the option to download your credit card statement as a PDF from HDFC net banking or via the HDFC mobile banking app. Both methods provide quick access to your statements from anywhere.

4. How to register for HDFC credit card e-statements?

   You can register for e-statements via HDFC net banking, phone banking, or by visiting an HDFC Bank branch.

5. Would physical statements still be received for the credit card after opting for eStatements?

   When the cardholder requests an online statement, physical statements are no longer issued.