How to Close Axis Bank Account: A Step-by-Step Guide

Closing a bank account is something many of us need to do at some point. For instance, someone relocating to a new city or country might prefer managing their finances closer to home. Others may decide to merge multiple accounts to keep their finances simple and organised. Some accounts may remain inactive for long periods, or someone may need a different type of account, such as a salary or business account that better suits their needs.

For Axis Bank customers, this process doesn’t have to be complicated or overwhelming. The bank has designed a straightforward, customer-friendly process that can be completed easily once you have the required documents ready. In this blog, we will guide you through how to close Axis Bank account, both online and offline, so you know exactly what to expect.

Documents required for closing an Axis Bank account

• Duly filled Axis Bank account closure form
• Valid identity proof (Aadhaar card, passport, or driver’s license)
• Valid address proof (utility bill or rental agreement)
• Unused cheque leaves and Axis Bank debit card

How to download the Axis Bank account closure form

• Go to the official Axis Bank website
• Use the search bar to type ‘Download Forms – Accounts’
• In the accounts section, scroll down to ‘Savings & Current Account Closure Form’
• Click on the Download icon to save the form to your device
• Take a printout of the downloaded form
• Carefully fill in all the required details in the form

How to close Axis Bank account online

At present, Axis Bank does not offer the option to close your account entirely through its online services. However, you can visit the official Axis Bank website to download the account closure form. After completing the form, you must visit your home branch in person to submit it and finalise the closure process.

How to close Axis Bank account offline

1. Savings account

   • Download the Axis Bank savings account closure form from the bank's website
   • Fill in details like your account number, account holder’s name, and reason for closure
   • Withdraw or transfer your remaining account balance
   • Attach a copy of your ID proof along with your passbook, unused cheques, and debit card cut into four pieces
   • Visit your Axis Bank branch or courier the duly filled form and documents to your home branch
   • You’ll be notified, and the account will close in a few days

2. Current account

   • Download the Axis Bank current account closure form
   • Submit a duly filled form with all signatories’ signatures at the nearest branch
   • Provide KYC documents such as Aadhaar and PAN for verification
   • Return unused cheque leaves and the passbook to the bank
   • Receive the remaining account balance through cash, demand draft, or fund transfer

How to close an Axis Bank demat account

• Download the Axis Bank demat account closure form from the official website
• Fill in details: DP ID, Client ID, account holder’s name, and closure reason
• Ensure all securities in your demat account are transferred or sold before closing
• Attach a copy of your PAN card and a cancelled cheque from the linked savings account
• Submit the duly filled form at your nearest Axis Bank branch or Depository Participant (DP) location
• After verification, your demat account will be closed, and you will receive confirmation from NSDL or CDSL

How to close the Axis Bank account with a negative balance

• Clear or request a waiver for the negative balance in your account
• Ensure the account shows a zero balance before proceeding
• Submit the account closure form and required documents at your branch to complete the process

Closing an Axis Bank account, whether it’s a savings, current, or demat account, can be done smoothly by following the right steps and keeping all required documents ready. Before initiating the process, make sure to clear any pending dues, redeem unused reward points, and cancel automatic payments or standing instructions linked to your account. Once you submit the duly filled closure form with the necessary documents, the bank generally takes a few working days.

Frequently asked questions

1. How to close Axis Bank account?

   To close your Axis Bank account, download and fill out the official closure form, attach valid KYC documents, and submit them at the nearest branch. The bank will process your request within a few working days.

2. How to close Axis Bank account without visiting branch?

   Currently, Axis Bank does not allow full online account closure. You must visit your branch to submit the closure form and documents in person.

3. How to close demat account in Axis Bank?

   To close your Axis Bank demat account, download the demat closure form, ensure all securities are sold or transferred, attach your PAN card and a cancelled cheque, and submit the form at your nearest Axis Bank or DP branch.

4. How to download Axis Bank account closure form PDF?

   Visit the official Axis Bank website, go to the ‘Download Forms – Accounts’ section, scroll to find the Savings or Current Account Closure Form, and download the PDF version.

5. How long does Axis Bank take to close an account?

   Axis Bank typically processes account closure requests within 2–5 working days after receiving the filled form and valid documents.