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September 26, 2025

Kotak Mahindra Bank Net Banking: Registration, Login & More

Banking today is far easier than it used to be. Kotak Mahindra Bank is a trusted name in Indian banking that offers extensive digital services. The routine transactions, searching for ATMs in an unfamiliar area, or being restricted by bank hours are replaced with digital solutions that allow you to transfer funds, pay bills, and carry out day-to-day banking from home or on the go.

In this blog, we will provide a clear overview of the key Kotak net banking features, registration and login process, so that you can conduct effortless banking tasks, from any location at any time.

Kotak Mahindra net banking features

  1. Fund transfer: The net banking portal allows you to transfer funds within Kotak Bank accounts as well as between third-party, non-Kotak Bank accounts using NEFT, RTGS, or IMPS mode of transactions.
  2. Transaction safety: The platform utilises the HTTPS protocol, mandates two-factor authentication, requires a login password (MPIN) for performing any transactions, and provides an activation code on your registered mobile number when you install the app and register it on your device.
  3. Bill payment: You can settle your utility bills (electricity, gas, water), and services like mobile / DTH connection, credit card bill payments using the Kotak BillPay facility.
  4. Travel bookings: You can enjoy the convenience of booking air and bus tickets and make hotel bookings online from the comfort of your home.
  5. Apply for IPO: You can apply for IPO/FPO/Right Issue without any paperwork using the Application Supported by Blocked Amount (ASBA) facility.

Kotak Bank net banking registration process

  1. Individual customer: Official net banking website

    • Visit the KMBL net banking portal
    • Click on the ‘Register with Kotak’ option
    • Input the ‘CRN’ or ‘Card Number’, accept the website’s terms and conditions, and click ‘Next’
    • Input your registered mobile number and click ‘Next’
    • Enter the OTP received and click ‘Next’
    • If you have installed and registered on the Kotak mobile banking app, open the interface, click ‘Approve Net Banking Request’, and then set the ‘Password’
    • If not, then select ‘Try Another Option’, and input your debit, credit, or forex card details
    • Click ‘Next’ and create a strong password to register and activate the net banking portal
  2. Corporate customer (login password via PDF)

    • Visit the Kotak net banking website
    • Click forgot CRN, username, or password
    • Click on ‘I want to generate my password’
    • Enter your CRN, username, or card number
    • Input your registered mobile number and the OTP sent to it
    • On the ‘Receive Instant PDF Password’ screen, click ‘Continue’
    • You will receive the PDF with your new password at your registered email
    • Use the PIN sent to your bank-registered mobile number to open the PDF
    • Use the password from the PDF to log in
  3. Physical request form

    • Download & fill out the Channel Access Request Form for individuals, limited companies, associations, trusts, partnerships, sole proprietorships & HUFs
    • Submit the form at the branch or the ATM or send the filled form through post to: The Customer Contact Center, Kotak Mahindra Bank Ltd, Post Box Number 16344, Mumbai - 400013
    • The bank will process your request
    • Once activated, you will receive your login credentials or activation details to your registered email address or mobile number
  4. ATM

    • Visit a Kotak Mahindra Bank ATM
    • Insert your debit card and enter your PIN
    • Select the ‘Net Banking Registration’ option from the services menu
    • Enter your CRN and confirm your mobile number for OTP verification
    • Follow the on-screen instructions
    • You will receive a temporary ID and password via SMS on your registered device
    • Use these login details to access net banking through a browser
    • Once you log in, reset your user ID and password to something more suitable and secure
  5. Branch

    • Visit the nearest KMBL branch
    • Carry a valid ID proof, your account details, and your registered mobile number
    • Ask a bank staff for a net banking registration form
    • Fill out the form with your CRN and account information
    • Review the form and hand it to the bank staff
    • The bank will send your login details to your registered email or phone number
    • Use these credentials to log in, then change them later into something safe and secure
  6. Customer care support

    • Contact number: Reach out on 1860 266 2666 (24/7) or 91 22 6600 6022 and request net banking registration

Also read: Canara Bank Net Banking: Registration, Fund Transfer, and More

Documents required for activating Kotak Bank net banking

  • Registered mobile number
  • Valid PAN card, aadhaar card, or other valid ID proof
  • Debit card, credit card, or forex card number
  • CVV, expiry date, and PIN of cards
  • Bank account details

How to activate Kotak net banking

  • Visit the Kotak net banking portal
  • Enter CRN or card number
  • Input ‘Password’ and click ‘Next’
  • Enter your registered mobile number
  • Input the OTP received
  • Enter your debit, credit, or forex card details (number, CVV, PIN, and expiry date)
  • Set a password and click ‘Next’ to successfully activate and log in to the portal

Kotak net banking login

  • Visit the Kotak net banking portal
  • Enter your CRN/username or card number (debit, credit, or forex card number)
  • Input your password
  • Complete two-factor authentication (OTP, mobile app approval, or security token)
  • If using OTP, verify the code sent to your registered device and email
  • If using the mobile app, approve the request using MPIN or biometrics
  • Click on ‘Secure Login’

Kotak Bank net banking fund transfer

  • Log in to Kotak net banking
  • Add a ‘Beneficiary’ (recipient) and click on ‘Transfer Type’ (NEFT/RTGS/IMPS)
  • Verify the account details
  • Enter the OTP received on your mobile number
  • Initiate the fund transfer

Kotak Mahindra net banking password

  • Visit the Kotak Mahindra Bank net banking portal
  • Click ‘Forgot CRN, Username, or Password’
  • The 'Get Help' page will appear
  • Select ‘I want to generate my password’
  • Enter your CRN, username, or card number
  • Click ‘Forgot Password’ and input your registered mobile number
  • Enter the OTP received on your mobile
  • Verify your identity using your debit, credit, or forex card details, or by answering the security questions
  • Set your new password
  • You will receive a confirmation message via email or as an SMS

Kotak Bank customer care number

Query Type Contact Number Working Window
811 Bank Accounts 1860 266 0811 8:00 AM to 8:00 PM (Monday to Sunday, excluding bank holidays)
Privy Bank Accounts 1800 266 6666 24/7 for all Privy customers
Banking Related Complaints 1860 266 2666 24/7
Fraud or any unauthorised transaction in your account 1800 209 0000 24/7

The Kotak net banking platform offers convenience, security, and round-the-clock access to a wide range of banking services. You can easily register for this service via the official website, through the mobile application, by calling customer care support, or by visiting the branch or the nearest ATM.

With net banking, managing your finances becomes faster, easier, and more secure. And when it comes to borrowing, you can explore various loan options with Quid, a loan aggregator platform that lets you compare offers from multiple lenders in one place. You can apply for a personal loan with a 100% paperless process, enjoy collateral-free options, and choose repayment terms that fit your capacity.

Frequently asked questions

  1. Who is eligible to use the Kotak net banking service?

    Customers who have savings or a current account are eligible to register and access Kotak net banking services.

  2. Does Kotak Bank charge customers for using its net banking services?

    Kotak Mahindra Bank provides free net banking access to all account holders.

  3. How to register for Kotak Bank net banking services?

    You can register for Kotak Mahindra Bank net banking services through the official website, mobile banking app, physical request form, customer service, or by visiting the nearest ATM or branch office.

  4. How to find the CRN number?

    You can search your customer registration number (CRN) through the multiple options mentioned below:

    • Check for the CRN mentioned on your Kotak debit card
    • SMS CRN from your registered number to +91 9971056767
    • Search for the CRN on your welcome kit
    • Reach out to the nearby branch for offline help
  5. Is the Kotak Mahindra net banking safe?

    Kotak Bank uses an advanced security system to protect your online activity. The transactions are secured with a 256-bit SSL encryption and utilise firewalls to prevent any unauthorised access.

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